A cancer diagnosis may make you wonder if it’s too late to get life insurance in Evansville, IN. Even if you currently have cancer or have had it in the past, getting life insurance is still possible. However, there are some nuances you should know before applying for life insurance as a cancer survivor. Trestle Insurance Agency Inc. explains what you need to know to get life insurance as a cancer patient or survivor.

Life Insurance & Cancer

Insurance companies use different guidelines to evaluate a potential policyholder’s risk, so getting coverage will ultimately depend on the severity of your cancer, the type of cancer, and the length of time since treatment. If you’re currently undergoing cancer treatment, getting life insurance coverage might not be possible. However, many insurance companies offer cancer survivors life insurance policies. 

When applying for life insurance as a cancer survivor, the provider will want your medical history, including your cancer diagnosis and treatment. The insurance provider will use this information to determine your coverage eligibility and set a premium that reflects the risk associated with insuring you. The cost of life insurance premiums for cancer survivors can be higher than for someone who hasn’t had cancer.

Reach Out To Us

Having cancer doesn’t mean you can’t get life insurance in Evansville, IN. It can be more challenging, but there are life insurance providers who offer specialized coverage. If you’re a cancer survivor, it’s important to research and work with a reliable insurance provider to find the right coverage at an affordable price.

At Trestle Insurance Agency Inc., we are here to help you with your life insurance needs, including offering guidance on policies suited for cancer patients or survivors. Contact us today with your questions; we would gladly assist!