Umbrella Insurance
In Indiana

Umbrella insurance is an additional layer of liability coverage that provides extra protection for you and your loved ones in Indiana. Our knowledgeable agents at Trestle Insurance Agency Inc. in Evansville, IN can help you determine if umbrella insurance is right for your specific needs and budget. Umbrella insurance can be divided into two main categories of coverage: coverage for costs that exceed the limits of your primary policies and coverage for incidents and liabilities that your primary policies may not cover.

Exceeding Limits of Primary Policies

In the event of a serious accident where you are found liable for damages that exceed the limit of your auto insurance coverage, umbrella insurance can help cover the additional costs. Another example would be if you or a family member is involved in an accident while driving someone else's car and the damages exceed the owner's insurance limits, your umbrella insurance can provide additional coverage.

Incidents and Liabilities Not Covered by Primary Policies

Umbrella insurance can also cover incidents that your primary policies may not cover. For instance, if you have a swimming pool on your property and someone is injured while using it, your umbrella insurance can help cover the resulting medical bills and legal fees. Another example would be if you are involved in a lawsuit due to defamation, slander, or libel, your umbrella insurance can cover legal costs and damages.

While umbrella insurance is not required by law in Indiana, it can provide significant protection for those who want to safeguard their assets in the event of an accident or lawsuit. At Trestle Insurance Agency Inc. in Evansville, IN, our knowledgeable agents are committed to providing personalized service, helping you determine if umbrella insurance is right for your specific needs and budget.

Trestle Insurance Agency Inc