A Detailed Guide on Achieving Additional Protection with Umbrella Insurance

In Evansville, IN, an unforeseen event can sometimes result in a liability claim that exhausts the coverage provided by your standard automotive or home insurance policy. In such cases, filing an umbrella insurance claim to cover any shortfall might be necessary. With Trestle Insurance Agency, you can learn how to navigate this filing process seamlessly.

Filing a Liability Claim

The first step is filing your liability claim. This claim can be filed directly through your existing insurance provider, and it will cover the initial costs associated with the claim. An insurance adjuster will be assigned to review your case, assess the value of the damage, and report their findings to the insurance provider.

Filing an Umbrella Insurance Claim

If your liability insurance claim is likely to cost more than your standard policy covers, it’s time to file an umbrella insurance claim. As secondary coverage, umbrella insurance steps in to pay costs not initially covered. Again, this claim can be filed with your existing provider.

Insurance Form And Adjuster Consultation

The first step in claim filing is to complete a form. Once your paperwork is filed, an insurance adjuster may contact you for a consultation. After answering any questions about the claim, your umbrella insurance will cover incurred costs, including legal fees, if approved.

Contact Trestle Insurance Agency for Personalized Assistance

With an understanding of the umbrella insurance claims process under your belt, you can confidently file a claim when the need arises. The team at Trestle Insurance Agency Inc. is always ready to provide additional assistance and answer any questions you may have regarding umbrella insurance and the claim filing process. Visit us today!