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Month: October 2024
Adequate Insurance Protection While Your Boat Is Docked
Consider the storage plan that you will use to protect your boat while it is docked. Seek boat insurance that will cover your boat if it is damaged, vandalized, or stolen.
Storage Plan
Following a sufficient storage plan will minimize the risk of damage to your boat. It will also deter theft and other criminal activities. Your storage plan should include keeping your boat protected from the elements.
A dry-docked boat should not be at risk of getting wet while unoccupied. A secure storage strategy would involve providing a covered area for the watercraft.
If storing a boat inside an enclosed structure is currently not possible, a waterproof boat cover will protect the watercraft from the elements.
Watercraft Inspection
Dry-docked boats should be inspected regularly. Even though a boat may be sufficiently stored, it may still be damaged by a factor that wasn’t considered when it was first placed in storage.
Security Aids
The use of security aids will further protect a boat and may minimize the need to file an insurance claim due to damage or theft.
The installation of surveillance equipment allows a boat owner to monitor their boat’s storage area closely.
If anything suspicious is discovered during an impromptu surveillance session, the boat owner can explore it further and contact their insurance company if necessary.
Boat Insurance Information in Indiana
Speak with one of our Trestle Insurance Agency Inc. representatives. An agent who serves Evansville, IN can assist with your questions about boat insurance. They will suggest boat insurance coverage types that will protect your watercraft while it is docked.