Single-vehicle accidents are more common than people realize, causing nearly half of traffic deaths nationwide. Therefore, you should understand how insurance handles single-vehicle accidents and what to do if you are involved in one. If you have questions about single-vehicle accidents or auto insurance, contact the Trestle Insurance Agency Inc. team, serving Evansville, IN. We will answer your insurance questions and ensure you receive the necessary coverage.

Determining Fault in Single-Vehicle Accidents

Indiana uses the at-fault method to determine who bears the legal and financial responsibility for damages and injuries caused by auto accidents. We determine fault for both single and multi-vehicle accidents because drivers are not always at fault for single-vehicle accidents.

One or more parties can be at fault for single-vehicle accidents, while the driver may be wholly, partly, or not at fault. Besides the driver, factors that may contribute to single-vehicle accidents include:

• Snow, ice, fog, rain, or other weather conditions
• Potholes or other road problems
• Hidden street and stop signs
• Objects or animals on the road
• Another vehicle negligently entered the road
• Vehicle manufacturer or service technician errors

Indiana uses the comparative negligence standard, so each at-fault party receives a percentage of responsibility for the accident. The percentages assigned determine the liability and payment responsibility. However, a driver assigned 51% or more responsibility cannot collect any damages.

If you have a single-vehicle accident, try to obtain a police report. Also, safely taking pictures or videos can help document the situation and factors that led to the accident.

Working with Trestle Insurance Agency Inc.

If you live in or near Evansville, IN, the Trestle Insurance Agency Inc. team will help you obtain the best auto insurance for your needs. Call our office at (812) 214-4825 to make an appointment.