When you get renter’s insurance, there are a number of different types of coverage that will be included in it. Chief among them is protection for your belongings against damage and paying for a place to live if the home becomes uninhabitable for a while. In addition to these, there is an amount of liability insurance that comes as a part of the policy. When you want to make sure you’re covered as a renter, call us at Trestle Insurance Agency Inc. in Evansville, IN to find out more. 

Liability for Renters

A lot of things can happen to people inside your rented home. When you have people over, have a worker present, etc., there’s always the possibility that they could have an accident there. If they were injured in an accident, you would have liability for the costs that are involved. There may be a number of different types of bills after an accident with injuries, and they can be sky-high. Medical bills alone can be extremely high. Many renters would have a hard time paying for these bills. It could mean serious financial strain that can cause you financial problems for a long time. 

Bills You May Owe

The medical bills are generally what people think about when they think of liability for an accident. However, they aren’t the only bills that you may need to pay. You may owe for the person’s lost wages as well as any legal bills they incur because of the accident. There may also be bills for ongoing therapies such as physical therapy. Your renter’s insurance can cover these bills to help prevent a financial disaster for you. 

Get Renter’s Insurance

Every renter needs protection for their possessions and their liability, and renter’s insurance provides it. To get started, call us at Trestle Insurance Agency Inc. in Evansville, IN.