Indiana’s drivers of motorcycles and motor-driven cycles may be interested in learning the distinctions between the two vehicle types. A motorcycle is a vehicle that has a saddle or a seat for its driver. It is able to move with the use of 2–3 wheels. To legally operate a motorcycle, the driver must have a motorcycle endorsement added to their driver’s license. 

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Motorcycle riders are required to carry insurance. At Trestle Insurance Agency Inc., we can answer any of your questions about motorcycle laws and insurance. Evansville, IN motorcycle drivers can find help from our trained agents to understand Indiana regulations about your options for insurance. Motorcycle drivers are required to carry bodily injury and property damage coverage, but liability experience is also needed. 

A motor-driven cycle also has a seat or saddle and travels on 2 – 3 wheels. The main difference between motor-driven cycle vehicles and motorcycles is their cylinder capacities. The cylinder capacity of a motor-driven cycle can’t exceed 50 cubic centimeters. Motor-driven cycles can be operated by drivers aged 15 or older.

The top speed at which motor-driven vehicles can be operated is 35. Passengers aren’t permitted in those vehicles. A motor-driven cycle can’t be operated on a highway or sidewalk. Both motorcycles and motor-driven cycles require the use of a helmet for drivers under 18 years old. 

Trestle Insurance Agency is a family-owned insurance agency serving Evansville, IN drivers for over 50 years. Our agents will be happy to talk with you about all the specific applications of your insurance options. Our mission is to provide the protection you need at a price you can afford. Call us today and allow us to answer your motorcycle insurance questions.